Because a bank or dealer can only offer their finance option - we compare them all. When you use a broker, you’re getting someone in your corner who shops the market, negotiates on your behalf, and makes the banks compete for your business.

That means better rates, clearer options, less pressure and a smoother process from start to finish. Our only goal is to get you the best outcome, not sell you one lender’s product.

We compare options from 54 banks and lenders across Australia. That means you’re not stuck with one offer or one rate! We scan a huge panel of lenders to find the sharpest deal and the right product for your situation.

Simply chatting with us or checking your options won’t impact your credit score. When you’re ready to move forward and we submit an application to a lender, they will likely run a credit check. We’ll guide you through these steps and only proceed when you’re confident. Our goal is to protect your credit file, not hit it with unnecessary enquiries

In most cases, we can secure approvals within 24–48 hours, and sometimes even faster. The exact timing depends on your situation and how quickly supporting documents are provided, but we drive the process from start to finish to keep things moving.

Yep! We can handle both. Not only do we arrange the finance, we can also help source the car for you through our trusted dealer network. This often means access to better pricing, faster turnarounds and cars that aren’t even listed online. Tell us what you’re after, and we’ll track it down and line up the finance in one smooth process.

Many of our lenders offer no-deposit finance, depending on your profile and the vehicle you’re buying. If you do have a deposit, great! It will reduce your repayments, but it’s definitely not a requirement for everyone.

Yes! Being declined elsewhere doesn’t mean you’re out of options. Every lender has different criteria and we work with 54 different lenders; which includes options for low-doc, self-employed and credit-challenged applicants. We’ll review your situation, match you with a lender that suits your profile, and give you the strongest chance of an approval.

Of course you can! A low credit score doesn’t automatically rule you out. We work with lenders who specialise in helping customers with bruised or developing credit, and we’ll match your application to the lender most likely to approve it.

Absolutely. Refinancing can help you reduce your repayments, secure a better rate, shorten your term or take control of your loan. We’ll compare options from our panel and show you if there’s a smarter, more cost-effective setup than what you’re on now. If it makes sense, we’ll handle the switch for you.

If you can, yes. It gives you a clear budget, helps you avoid overspending and puts you in a stronger position to negotiate on the car you want. With pre-approval in place, you can shop with confidence knowing the finance is already lined up.

Happy to! We help a lot of clients with non-standard income. Whether you’re self-employed, a contractor, on ABN, part-time, commission-based or have multiple income streams, we work with lenders who understand that not everyone fits a neat box. We’ll match you with the right lender and structure the application in a way that makes sense for your situation.

We help customers right across Australia. Whether you’re in a major city or a regional area, we can handle the entire process online and over the phone - applications, approvals, car sourcing and settlement. No office visits. No hassle.